can you use authorize.net for cbd oil

How To Sell CBD Online Without Shopify

Hemp leaves on wooden background, seeds, cannabis oil extracts in jars.

To Sell CBD Online, Or Not To Sell

As of this writing, a search for CBD Oil on Amazon, for example, brings up Hemp Oil products, which are NOT the same thing and do not have the benefits of CBD. A category with explosive growth that you don’t have to compete with Amazon on is a RARE opportunity for small and mid-tier merchants.

One would have to be a little out of touch not to have noticed the explosion of interest and sales of CBD oil. However, starting a web store to sell CBD online comes with a lot of challenges. Shopify, for example, announced that it will no longer allow the sales of CBD oil with their payment processor leaving merchants in the lurch. Let’s take a look at some of the challenges and how to overcome them.

Payment Processors Won’t Process CBD Oil Web Sales

While many payment processors like Square will process payments for CBD Oil, others have shied away from it. Authorize.net allows it in some cases with their CIM product, but, the merchant has to qualify. What’s worse is that even if CBD oil sales are only one category in your store, your payment processor may disallow ALL transactions.

Because CBD oil is considered riskier than many other products, you may want to separate out your commercial activity on CBD oil to a separate domain and use a separate processor.

Authorize.Net’s list of prohibited categories –

BBB accredited and A+ rated, Tasker Payment Gateways LLC provides this guidance on Authorize.Net’s prohibited products, services, and restricted business activities as general information only.

You should always consult an attorney before engaging in any sort of regulated activity and should carefully read all your provider’s terms and conditions.

Updated on April 12, 2021, contact us here for any new information.

Does Authorize.Net allow smoking accessories like pipes and glassware?

Yes. Authorize.Net does allow legal smoking accessory businesses, like glass pipe & bong sites, to use their payment gateway but the processing piece must be with a headshop-friendly processor.

Does Authorize.Net allow vaporizers and e-juice?

Yes. Authorize.Net is allowing online vaping and electronic cigarette payment gateways – if the processing is set up correctly.

Does Authorize.Net allow CBD oil?

Yes. Authorize.Net is allowing CBD sales – you guessed it – as long as the processor it’s connected to also allows CBD.

Does Authorize.Net allow cigars and loose tobacco?

Yes. Authorize.Net does allow cigar payment processing but their standard merchant accounts usually do not. This means you need to set up the gateway and processing correctly.

Does Authorize.Net allow FFL and tactical sites?

Yes. Authorize.Net is now allowing online FFL to FFL sites as long as the back-end processing is 2A friendly.

Authorize.Net prohibited products

Authorize.Net’s list of high-risk products and restricted business activities that they do not allow – used to be listed on page 7 of the Authorize.Net service agreement PDF that was found on their site. As of this post, that PDF version can no longer be found via their site search or on the Authorize.Net sitemap.

So, in black and white, what isn’t allowed by Authorize.Net?

Based on our experience with literally hundreds of Authorize.Net users, experts, and resellers, we know of no legal activity that is explicitly prohibited by Authorize.Net’s payment gateway piece. This was not the case in the past, but as we write this we cannot find any reference to prohibited products on the Authorize.Net website.

We reviewed the Authorize.Net Terms of Use, the Authorize.Net Payment Gateway Merchant Account Service Agreement, and we used their site search feature to look for references to commonly prohibited items, allowed uses, and prohibited uses. We found no list of disallowed items or services other than references to illegal activities, which is obvious.

The two biggest takeaways

1. Just because the gateway allows your product, that does not mean your merchant account will. Authorize.Net is simply software; for it to allow the online acceptance of credit cards the payment gateway must be connected to a merchant account.

When selling a simple, low-risk product or service, a merchant account is set up seamlessly by Authorize.Net. But, in the case of high-risk products, the merchant account must be set up correctly on the back-end in order for your site to accept credit cards online.

If you are new to selling regulated items like vape, tactical, FFL, cigars, CBD, or pipes & glassware, you must familiarize yourself with the distinction between a payment gateway and merchant account. Please read the FAQs on our homepage, and review our high-risk Authorize.Net page. These 2 pages will provide the answers you need to move forward.

2. Review all terms and conditions, and get qualified legal advice. As always, we want to emphasize that we are not attorneys, nor do we work for Authorize.Net. Review their terms yourself and seek the advice of an attorney familiar with e-commerce and your specific industry selling online.

Let us help you sell online

If you need help selling a regulated product online using Authorize.Net, let us help. Our dedicated, independent agents will walk you carefully through every step of the process, at no cost to you.

We are paid by the service providers, not by website owners or developers. You can learn more about Tasker Payment Gateways on our about us page and read customer reviews on our BBB accredited business page.

Merchant Accounts For Hemp & CBD Oil Store Owners, Merchants and Entrepreneurs!

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With the addition of a GetPayment merchant acccount, an integrated payment processor, you can quickly begin accepting credit cards at your online store. You wont have to worry about Stripe Payments shutting you down with your own account.

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Frequently Asked Questions

Here are common questions specific to eCommerce credit card processing:

What types of Hemp & CBD Oil businesses do you accept?

The CBD processing industry is changing on a daily basis. For Example , Elavon just closed down thousands of CBD merchants that were processing over 500 million with them. We accept all legal THC ocntent CBD merchants including start ups.

Is GetPayment compatible with my existing CRM or marketing automation software?

GetPayment works with all major payment gateways (including Authorize.net, NMI and CardPointe). All of our merchant accounts integrate with most popular software platforms in the ecommerce industry including Shopify, WooCommerce, BigCommerce, Magento, Wix and many more. We are also compatible with marketing automation platforms like ClickFunnels, InfusionSoft, and OntraPort as well as many CRMs such as ClickCRM , Limelight and Konnective.

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Complete the online application process (it takes 5 minutes). Click here to begin.

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Your account will generally be approved within 14 days if not sooner. We will provide you the login details via email and you can then start integrating with your shopping platform.

Our friendly Customer Support Team is standing by to approve your application: